No-fault insurance is separate from any bodily injury claim or lawsuit a cyclist would have for injuries suffered in the crash. Your lawyer should handle both parts of the claim for you.
If you are riding a bike in New York and get in an accident with a motor vehicle you are entitled to no-fault insurance. No-fault insurance can pay up to $50,000 to cover your medical bills, lost wages, and certain out-of-pocket expenses. You must submit a no-fault application within 30 days of the accident to the insurance company of the vehicle that hit you to receive the no-fault insurance benefits.