$875,000 Motor Vehicle Accident Settlement in New York

A vehicle collision left a New York driver with fractures requiring surgical repair — and an insurance company that refused to acknowledge the severity of the injuries until our attorneys presented the evidence.

Serious Injuries in a New York Vehicle Collision

The collision occurred when the at-fault driver failed to maintain a safe following distance, striking our client's vehicle from behind with enough force to cause significant orthopedic trauma. Our client suffered a fractured wrist, torn ligaments in the knee, and cervical disc herniations — a combination of injuries that required surgery on the wrist, arthroscopic knee repair, and an extended course of spinal rehabilitation.

The cascading medical needs kept our client out of work for nearly a year, creating financial pressure on top of the physical and emotional toll of recovering from multiple simultaneous injuries.

Countering Low Insurance Valuations

The at-fault driver's insurance carrier acknowledged liability but attempted to settle for a fraction of the claim's value, arguing that our client's injuries were "soft tissue" and would resolve with conservative treatment. Our attorneys assembled a comprehensive medical package that included surgical reports, imaging studies, and a life care planner's assessment projecting future treatment needs. We also retained an economist to calculate lost earning capacity based on our client's specific occupation and recovery timeline.

"Insurance companies routinely try to reclassify surgical injuries as soft tissue to drive down settlements. Our medical documentation — three surgeries, a year of lost income, and projected future treatment needs — told a very different story. The $875,000 settlement reflected the actual scope of harm." — Howard Raphaelson, Founding Partner

$875,000 Recovery for Multiple Orthopedic Injuries

This settlement covers wrist surgery, knee arthroscopy, cervical spine treatment, physical therapy across multiple body systems, a year of lost income, and the ongoing limitations our client faces in daily life and work capacity. It holds the at-fault driver's carrier accountable for the true cost of their insured's negligence.

If you suffered fractures or orthopedic injuries in a vehicle collision and the insurance company is undervaluing your claim, our car accident attorneys have recovered hundreds of millions for accident victims across New York, and are ready to review your claim.